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Free Credit Reports

Free Credit Reports


Beginning Wednesday, December 1, 2004, California consumers may request a free copy of their credit report once every 12 months from each of the three nationwide credit bureaus -- Equifax, Experian, and TransUnion. Requests may be made by mail, by phone, or online.

The new legal right to receive a free annual credit report was established by the Fair and Accurate Credit Transactions Act of 2003 to help consumers protect their identities and keep track of their credit.


Annual Credit Report
NOTE: "For security purposes, www.AnnualCreditReport.com cannot be accessed from referring websites". Enter the URL https://www.annualcreditreport.com directly in your browser&quo;s address box to connect to AnnualCreditReport.com.

Request your credit report online, by phone, or by mail.
AnnualCreditReport.com is the central website where you may request a free credit report, once every 12 months from each of the three nationwide consumer reporting companies -- Equifax, Experian, and TransUnion -- as required by the Fair and Accurate Credit Transactions Act of 2003.

Free Credit Reports, Federal Trade Commission
Find out how to receive a free copy of your credit report from each of the three nationwide credit reporting agencies.


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Last modified: 9/3/2008 5:06 PM by L. Reasoner

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